I’ve always wondered why was it locked only to merchants, anyone knows?

  • kirklennon
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    132 years ago

    When you pay a merchant, the merchant pays processing fees, which in addition to running the service, help cover fraud and the rewards you earn with credit cards. If someone isn’t a merchant, you don’t want to actually pay them.

    • Pyr
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      32 years ago

      I would find it pretty handy if e-transfers were possible this way.